Atgriezties

Kas autovadītājiem jāzina par Bonus – Malus

Katra autoīpašnieka Bonus – Malus klase tiek aprēķināta izrietot no apdrošināšanas dienu skaita, kuru nosaka, ņemot vērā apdrošināšanas līgumu spēkā stāšanās un beigu datumu, un izraisīto ceļu satiksmes negadījumu (CSNg) skaitu pēdējo 11 gadu laikā. Izrietot no abiem parametriem, katram autoīpašniekam tiek noteikta riska pakāpe jeb Bonus – Malus klase. Lai gan Bonus – Malus ir galvenais parametrs, kas tiek ņemts vērā aprēķinot OCTA cenu, autovadītāju vidū valda daudz stereotipu un mītu par to, kā Bonus – Malus klase tiek aprēķināta un kādi faktori to var ietekmēt.PDF

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